401(k) plans must pass certain IRS-mandated nondiscrimination tests annually to confirm Highly-Compensated Employees (HCEs) do not disproportionately benefit and that no plan participant exceeded certain

So, you need to choose a health savings plan (HSA) to go along with your new health insurance plan. The best savings accounts help you

The conventional wisdom about 401(k) fees is that participants in small business plans pay higher account fees than participants in “mega” plans sponsored by large

How big of an investment portfolio should I have to be financially free or start feeling free? This is one of the most common questions

Updated on Saturday, January 1, 2022 You can get an individual retirement account (IRA) certificate of deposit (CD) with terms ranging from three months to

Industry Scorecard AndrewH Thu, 12/16/2021 – 14:08 How does your plan stack up? Download your free personalized 401(k) Scorecard to see how your plan compares

And just like that, another year is over. I don’t remember too much about what happened at the beginning of the year without scrolling through

Updated on Friday, December 24, 2021 Certificates of deposit (CDs) are safe, conservative savings vehicles that lock up your money for a guaranteed return after

You may not realize this, but a health savings account (HSA) can be used as a retirement vehicle. If you’ve maxed out your 401(k) and

Happy Holidays from the Frugal Fiduciary! As 2021 comes to a close, we looked back through this year’s blogs to find the most read.